It’s High Time UK Life Insurance Companies Stopped Shafting Vape and Pouch Users
April 13, 2026 by daily-pouch.com
It’s High Time UK Life Insurance Companies Stopped Shafting Vape and Pouch Users
Concerns are growing in the United Kingdom over how life insurance providers assess users of vaping and nicotine pouches. Reports indicate that many insurers classify these consumers similarly to traditional smokers, leading to significantly higher premiums. This approach is often linked to the presence of nicotine, which insurers associate with increased health risks and long-term uncertainty. As a result, individuals who use smoke-free alternatives may face financial penalties despite not using combustible tobacco. The issue highlights ongoing challenges in how emerging nicotine products are interpreted within insurance risk models and consumer protection frameworks.
11.80% of the adult population are current smokers. There are approximately 6.7 million current smokers in United Kingdom 13.60% of men are current smokers but only 10.10% of women.
SOURCE: GSTHR
