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Life insurance quotes are largely based on your age, overall health, habits and lifestyle choices. If you are one of the 8.1 million American adults who uses electronic cigarettes, more commonly known as vapes, it is likely to affect your life insurance premium in a number of ways. Nicotine use is one of the biggest red flags that life insurance companies look for on your application. Vaping can be detrimental to your health and many insurance companies are wary of insuring vapers due to the harmful physical effects of nicotine and the complications that can arise. [...]