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A smoker could pay anywhere from €6,000 to €60,000 than their non-smoking counterpart for life assurance according to figures released today by Royal London.

Experts at the leading protection specialist say that many policyholders are unaware of the significant cost savings that can be made on their life insurance premiums if they have given up smoking – with non-smokers benefiting from a reduction in premiums of up to around 50%.